Category Archives: Accounting

The Role of Accounting and Actuarial Professionals in Facilitating Insurance Mergers and Acquisitions

Mergers and acquisitions (M&A) are central to growth and expansion in the insurance industry. These complex transactions require the expertise of professionals to confirm financial transparency, regulatory compliance, and strategic alignment. This blog explores how accounting and actuarial analysis facilitates insurance M&A, from initial valuation to post-merger integration. Navigating Financial Complexity Insurance M&A transactions involve

The Pitfalls of Relying on Frequency and Severity in F&I Product Analysis

Frequency and severity are fundamental metrics in the insurance industry. Many traditional actuarial models depend on these assumptions to build pricing models. However, relying solely on frequency and severity can be misleading, and a deeper understanding is required to accurately assess risk. The Homeowners Insurance Example Take, for instance, the fire risk in homeowners insurance.