What is Reinsurance and How Do Service Contracts Fit In? Reinsurance is a vital tool that helps insurance companies manage their exposure to large losses. But when it comes to vehicle service contracts, the relationship to traditional insurance isn’t always clear. While service contracts share some similarities with auto insurance policies, they function quite differently
Author Archives: Kerper Bowron
24
Feb
Feb
Guaranteed asset protection (GAP) insurance is an essential financial product that protects vehicle owners from the difference between their car’s actual cash value and the remaining car loan balance in the event of a total loss. In a rapidly evolving automotive and financial landscape, accurately evaluating GAP insurance is difficult and volatile. Current trends remain
07
Jan
Jan
Securing your future requires more than just hope—it demands strategic planning, data-driven insights, and a reliable partner to help you make informed decisions. As we enter 2025, it’s time to reassess your financial goals, mitigate risks, and capitalize on opportunities. Kerper Bowron stands ready to provide the sound actuarial guidance you need to safeguard your
Accounting, Actuary
The Role of Accounting and Actuarial Professionals in Facilitating Insurance Mergers and Acquisitions
12
Nov
Nov
Mergers and acquisitions (M&A) are central to growth and expansion in the insurance industry. These complex transactions require the expertise of professionals to confirm financial transparency, regulatory compliance, and strategic alignment. This blog explores how accounting and actuarial analysis facilitates insurance M&A, from initial valuation to post-merger integration. Navigating Financial Complexity Insurance M&A transactions involve