Kerper Bowron, LLC is an actuarial, accounting, and insurance consulting firm. Our offices are in Birmingham, Alabama, Berthoud, Colorado, and Chicago, Illinois. We specialize in evaluating property and casualty exposures, including extended warranty, vehicle service contracts, GAP insurance, personal and commercial lines, reinsurance accounting, company formations and management, valuations for acquisitions, captive feasibility studies, annual statements and taxes for domestic and offshore companies, advanced analytics for the F&I industry (pricing, projections, etc.), statements of actuarial opinion, expert testimony, environmental reserving, and more.
Kerper Bowron offers superior actuarial expertise, creativity, and relentless service. The insight we provide enables our clients to anticipate contingencies and take effective action. The ability to strategically look ahead can mean the difference between mere business survival and ultimate organizational success. Many of our clients have worked with us for decades because we make complex projections easy to understand, we transparently explain our processes and reasoning, and we consistently deliver actionable insights—whether supporting litigation, mergers and acquisitions due diligence, or program development.
We are recognized as one of the country’s top Finance and Insurance actuarial consultants for service contracts, GAP analysis, Tire and Wheel, Theft Products, Warranties, and more. Our actuarial models help clients evaluate risk exposure, pricing, and program performance across the full range of F&I products, with additional expertise in loss reserving and reinsurance accounting.
Our actuaries have expertise in various types of consulting services.
We support these lines with services ranging from loss reserving and pricing to compliance assessments and actuarial opinions.
Kerper Bowron is an independent firm which is fully owned by its consultants. We provide objective and unbiased opinions, free of any conflict of interest.
Our fully credentialed actuaries have considerable knowledge of all steps of the insurance process, from underwriting to claims, and are experts in loss reserving, ratemaking, reinsurance pricing, reinsurance accounting, and analysis, cash flow projections, data compilation, and financial reporting.
We can assist you with all property & casualty lines of business and insurance products including:
In cases involving insurance, financial risk, or long-term
Vehicle service contracts (VSCs) are a key product offering
Reinsurance is a vital tool that helps insurance companies
