Kerper Bowron started with the idea that there was a better way to turn complexity into clarity. That belief still defines how we work today.
We’re consultants and actuaries on paper, but we’ve always seen ourselves as problem-solvers first. When we founded Kerper Bowron, it wasn’t because the world needed another services firm. It was because we believed the industry could do better. Too many formulas were left unchallenged, and too many decisions were being made without considering their long-term impact.
We started Kerper Bowron with a different mindset — one that uses actuarial methods as a foundation to build upon, not a box to be constrained by. We pair analysis with curiosity, technical depth with entrepreneurial drive, and a commitment to always asking the questions others don’t. That’s who we are, and it’s what sets us apart.
Our clients don’t look to us for quick answers. They count on us because they know we’ll take the time to ask the right questions, not just the easy ones. We dig deep, challenge assumptions, and go beyond surface-level reporting to uncover the story behind the data.
That might mean rethinking outdated earnings models, studying the hidden drivers of rising GAP losses, or even building something new — like the U.S.-based reinsurance company we created to give dealers more control at home. No matter the challenge, our focus is always on finding new ways to support our clients today, tomorrow, and every day after.
Curiosity matters. Integrity matters. Clarity matters. Everything we do ties back to those core convictions. We believe actuarial work should shape the future, not just explain the past.
That’s why we don’t settle for “good enough.” It’s why we write, speak, and share our perspectives openly.
For us, the work isn’t about being the biggest, the loudest, or having the widest reach. It’s about being intentional, honest, and relentlessly focused on creating solutions that last.
Our guiding mission is clear: Kerper Bowron exists to help clients move through uncertainty and discover the best path forward for their goals.
